Saturday, January 2, 2016

30 is Not the New 20

It’s hard to believe that five years have passed since I documented the milestone of turning 25 and subsequently went through my, “quarter-life crisis”. For me, 25 was a time of vast uncertainty- no serious boyfriend and no set career path (although I did have a mountain of student loan and credit card debt to keep me warm at night). Now at 30, I’ve successfully managed to carve out a nice life for myself (void of pawning gold jewelry to make rent and using a change jar as a retirement fund). While my life is a lot more relaxed and comfortable than it was in those days, every decade seems to have its own set of challenges.

Buying a Home
Something about turning 30 makes you realize you’d rather put the better portion of your annual income into equity in a home rather than forking it over in rent to a stranger. When my boyfriend and I realized just how much money we were paying our landlord over the course of a year, it just made sense to start looking for a home. But as fun as it is scouring over realtor.com, we got a serious gut check when our lender gave us our actual pre-approval numbers. Everyone these days wants the “Joanna Gaines Special” complete with 3 bedrooms, 2 baths, an open floor plan and that damned farmhouse sink that’s suddenly so popular. But unfortunately, we don’t live in Waco, Texas and it costs a hell of a lot more in our town to buy the American Dream. We definitely can’t afford to buy in the zip codes with the best school zoning, and even if there were any “fixer uppers” left in that area, the taxes are so damn high we’d have to tear down the existing home and use our coveted lot to build a cardboard box mansion just to get by. So instead, we’re looking in what HGTV calls a “renaissance” neighborhood, meaning that it’s up and coming (you hope). If the market continues to do well, a house in that neighborhood could potentially double its value over the next ten years. If not, you end up living next to a trap house and have to hire the local crack dealer to mow your lawn. No big deal.

Signs of Aging
I don’t think I was mentally (and definitely not physically) prepared for the changes that start happening to your body once you hit 30. Everything seems to be just fine, and then one day your back is sore and you realize it’s from your pillow. In my twenties, I could use a pillow purchased at HomeGoods on clearance while sleeping in a contorted pretzel shape and be just fine the next day. Now, I suddenly need a chiropractor and a Posturepedic to get a comfortable night of sleep. Oh, and let’s not forget about skin care. The newly formed wrinkles/general sagginess under my eyes have all but ruled out selfies from ever happening again. It now takes a combination of highly expensive eye creams and a filter with no less than 75% added brightness to give me a glimpse of my former youth.

The Paradox of Children
I was never one of those girls with a five year plan for my life, but I always assumed I would have children (or “child”, singular). Now at 30, the old biological clock is ticking, and I’m pretty sure it’s actually speeding up. My boyfriend and I are not yet engaged or married, so children are still conceivably (see what I did there?) a few years down the road. I have to admit that while my mind is not made up, my perspective on children has changed. It’s not that I don’t want children, it’s just that I think I would also be OK not having children. The jury is still out on whether or not I’ll end up with a little rug rat or not, but I’m pretty sure the cat wants me to have a baby for the sole purpose that I leave him the F* alone.  

Even with everything said, I really can’t complain too much about 30. I mean, I’m not using my credit card to buy toothpaste and I don’t pay rent to someone in my own family. I also have a great job, a wonderful boyfriend, and my credit score is finally in a positive category instead of the, “abandon all hope and become a stripper” range. If the last five years have taught me anything, it’s this: Every time of your life will have its fair share of ups and downs. Find the humor, find your strength, and for God’s sake don’t pawn off all your gold jewelry- it will probably be worth more down the road anyway.